How to Open Kotak Mahindra Student Bank Account with Internet Banking?

Since the modern era has introduced internet, things have become easy and comfy. Online banking took the level of comfort one more step towards the ease and getting things done just in one click. Here are some excellent profits when you get connected to Kotak Mahindra Student Bank Account with internet banking:

The 24×7 approachable account information

It gives you the comfort of knowing information about whether be it your last credit card transaction or 6 months old statement.

Safety and security

Kotak Mahindra bank gives you complete choice to keep your transactions or net banking safe. It provides the supreme level of safety through the encrypting all the transactions in 256- bit SSSL medium. It has also more profitable features such as Digital signature certificate, Dynamic access code, Beneficiary Activation code and other. The bank gives you the complete comfort of protection for accessing the net banking transactions and thus takes care of your finances.

Access to online services

Beyond getting the usable account related information you can use online available facilities which the bank gives. There is a lot of option for your comfort such as you can report and plead for PIN generation of the lost/stolen credit card, block credit card and a lot more using your credit card net banking account. These facilities, otherwise require you to call the customer care or visit branch’s office.

How to Register Kotak Mahindra Credit Card for Net Banking?

It is very simple to register your credit card for Kotak Mahindra Net Banking or open a Kotak Mahindra net banking account. This account is for your credit card needs. This service is accessible to all the Kotak Mahindra Credit Card customers. This amenity can easily be availed both online and offline. Here is the whole process:

Registering for Kotak Mahindra Net Banking Offline

People having ingress to the internet can register for Kotak Mahindra net banking by following the given instructions –

• When it comes to the registration process, you can visit Kotak Mahindra Net Banking Online:

https://www.kotak.com/j1001mp/netapp/MainPage.jsp

• You will have to click on “Register for Net Banking” link provided on the foot of the page. Here you will be redirected to “Online Net Banking Registration and Password Generation” page. This page itself contains a 4 step registration procedure:

Step 1

You just have to enter CRN/Customer ID, which will be printed on your credit card. At the bottom of the page, you will find your name, and then you need to click on ‘continue’.  Then you will receive CRNA on your mobile by sending an SMS ‘CRN’ to 9971056767 from your registered mobile number.

Step 2

You will have to verify your details by answering four questions which will be displayed on your opened page. You will be asked questions like personal details such as your date of birth, mother’s maiden name, mobile number etc., and the answers that should match with those in the bank records. When you will be done by providing the correct information, you will have to complete next step.

Step 3

It asks you to generate a password. You just have to choose the third option, such as ‘Generate Password via Credit Card” and click on continue.

Step 4

In this step, you need to enter a new password. There you will get to choose a 6-number character to create a proper password. Then re-enter the same and click on submit.

Then you will find ‘Your password has been reset,’ written on your page. Consequently, you will get a message for the one-time password (OTP) on your registered mobile number and e-mail ID. This OTP should be combined with your six–character password to create a new password for your account.

Then your next work begins. When you will be done with your OTP, go to the main page of the Kotak Mahindra net banking, enter your CRN and in the password field enter the new password of 12 characters. This will be the password which you had set and the 6-characters long OTP received on your mobile. Subsequently, you need to click on ‘secure login’. When these steps will be done you are ready to log in to your account. Now, you will be asked to change your password. For this, you can use the CRN and the ‘change password’ option to log in to your net banking account the next time.

Registering for Kotak Mahindra Net Banking Offline

Kotak Mahindra Bank has given facility to even register offline. You will have to call Kotak Customer care center at 1860 266 2666 or +9122 6600 6022.

Otherwise, there is an option for submitting a duly filled in physical form, known as ‘Channel Access Request Form.’ You need to submit this form either at the branch office or at any Kotak Mahindra bank ATM. You may also send this filled in form through ordinary post to:

The Customer Contact Centre,

Kotak Mahindra Bank Ltd.

Postbox Number 16344,

Mumbai 400 013.

What sort of Credit card requests can be raised through Kotak Net Banking?

You are completely ready to pay your bills through net banking account. For this, you can click the ‘Pay Now’ button given on the ‘Account Summary’ page. You can also use the ‘Make Payment’ option available on the left side menu.

Kotak Mahindra Internet Banking also permits its customers, accessing some more facilities and thus make their lives easier. These are available on their account. Here is the list of these facilities–

Kotak ‘Convert to EMI’ Service

This service will give you the authority to transform your credit card purchases into equated monthly installments (EMIs). Given purchases more than Rs. 3000 can be transformed into EMIs which will be easy to pay back in the terms of 3, 6, 9, 12, 36 and 48 months. For using this facility you will have to follow some more steps –

Login to net banking account> Click on credit card > Transaction to EMI

Kotak ‘Online Balance Transfer’ Facility

You can transfer your other bank credit and balances to Kotak Credit Card by availing ‘Online Balance Transfer’ feature. But this transfer will be done to Kotak Mahindra credit cards with some conditions. The first of the conditions is that the card needs to be above 6 months old with a minimum amount of Rs. 2,500 in it and a maximum 75 % of the credit limit.

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